News Paytm Credit Card: A Smart Way to Manage Your Finances

If you are looking for a credit card that offers you convenience, flexibility, and rewards, then you might want to check out the paytm credit card. This is a credit card that is issued by HDFC Bank in partnership with Paytm, India’s leading digital payments platform. In this blog post, we will explore the features, benefits, and application process of this credit card.

Features of Paytm Credit Card

The paytm credit card is a Visa Platinum card that comes with the following features:

  • No annual fee: You don’t have to pay any annual fee for this credit card, which means you can save money on your card usage.
  • Unlimited cashback: You can earn unlimited cashback on every transaction you make with this credit card. The cashback rate varies depending on the category of your spending. For example, you can earn 1% cashback on online shopping, 2% cashback on travel and entertainment, and 3% cashback on bill payments and recharges. The cashback is credited to your Paytm wallet every month.
  • Easy EMI option: You can convert your purchases into easy monthly installments (EMIs) with this credit card. You can choose from various tenures and interest rates to suit your budget and repayment capacity.
  • Fuel surcharge waiver: You can enjoy a fuel surcharge waiver of up to Rs. 250 per month on fuel transactions of up to Rs. 5,000 per month with this credit card.
  • Complimentary insurance cover: You can get a complimentary personal accident insurance cover of up to Rs. 50 lakh and a complimentary air accident insurance cover of up to Rs. 1 crore with this credit card.

Benefits of Paytm Credit Card

The paytm credit card also offers you some additional benefits that can enhance your card experience. These include:

  • Paytm First membership: You can get a free Paytm First membership for one year with this credit card. Paytm First is a premium subscription service that gives you access to exclusive offers, discounts, and rewards from various brands and partners. You can also enjoy free and fast delivery, priority customer service, and more with Paytm First.
  • Airport lounge access: You can get two complimentary domestic airport lounge access per quarter with this credit card. You can relax and enjoy the amenities at select airport lounges across India with your paytm credit card.
  • Dining privileges: You can get up to 15% discount at over 1,000 restaurants across India with this credit card. You can savour delicious cuisines and save money with your paytm credit card.
  • Online security: You can get enhanced online security with this credit card. You can use the HDFC Bank NetSafe feature to generate a virtual card number for every online transaction. This way, you can protect your actual card details from fraudsters and hackers.

Application Process of Paytm Credit Card

The application process for a paytm credit card is simple and quick. All you need to do is to download the Paytm app on your device and follow these simple steps:

  • On the main screen, navigate to the Loan & Credit Card section.
  • Choose Paytm Credit Card Loan.
  • Fill in your personal and professional details.
  • Upload the required documents such as PAN card, Aadhaar card, income proof, etc.
  • Submit your application and wait for approval.

You can also apply for a paytm credit card through the HDFC Bank website or by visiting any HDFC Bank branch.


The paytm credit card is a smart way to manage your finances and enjoy various benefits. It offers you unlimited cashback, easy EMI option, fuel surcharge waiver, complimentary insurance cover, Paytm First membership, airport lounge access, dining privileges, and online security. It also has no annual fee and a simple application process. If you are interested in getting this credit card, you can apply through the Paytm app or the HDFC Bank website or branch today.

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